& General Funeral Plan – for those who want to ensure that the costs of their funeral
are covered. The benefit of the Funeral Plan is that when you die the costs of a traditional cremation funeral (or a contribution
towards the costs of a burial) are paid directly to Dignity*, who will arrange the funeral through their network of funeral
This plan benefit and premium will also increase in the same way as the Increasing Plan**.
Legal & General
plans have no cash-in value at any time and depending on long you live you may pay in more than they will pay out in benefit
for your plan.
*Dignity is the UK’s largest funeral plan provider and they are the founding member of the Funeral
Planning Authority, the official body that oversees the operation of companies offering funeral plans, and since its launch
in 1985 more than 365,000* people have taken out a funeral plan with them. In 2008 Dignity conducted 68,000* funerals in the
UK. *Funeral Planning Authority and Dignity Annual Report and Accounts 2008
** The Funeral Plan is reviewed in line with inflation
which is measured by the Retail Prices Index (RPI). Legal & General will review your premiums and benefit each year and
inform you in writing about any changes to your policy. If cremation funeral prices rise beyond inflation in the future, then
Dignity guarantees to cover the increased costs as long as you accept this review, your premiums will increase 1.5% for every
1% increase in your benefit (in line with RPI). You can choose not to accept this review. In this instance, your premium and
benefit will remain fixed at this value and will provide a contribution towards the cost of a funeral.