LV Home Insurance.

24.10.2011 The majority of new LV Home insurance customers pay under £210 for combined building and contents insurance. Based on new policy sales 1 October 2010 - 30 September 2011.


LV= Liverpool Victoria House Insurance.

LV= Home Insurance offers high quality insurance at a competitive price.

Why Choose LV= Home Insurance
  • a special online discount for new policies
  • the flexibility to choose the amount of contents cover you want
  • up to £1million cover for buildings as standard
  • up to £25,000 cover for the cost of alternative accommodation if you can't live in your home in the event of a claim
  • identity fraud assistance helpline automatically included
  • a further discount for taking both buildings and contents cover
  • a quick and easy application process
  • up to £1,000 cover for loss or damage to hedges, trees, shrubs, plants and lawns
  • Defaqto 5 star rating for buildings and contents cover
  • The majority of LV customers paid under £100 for their contents insurance. (based on new contents policy sales March 09 - February 10)
Optional Extras with LV Home Insurance

Legal Expenses cover,
Extra accidental damage cover,
Cover for personal possessions you take away from your home and
theft of your bicycle away from your home if it is stolen while locked to a permanent structure for example a bike rack or a lamp post.

To qualify for LV home contents or buildings insurance.
The property isn't a mobile home and has its own separate lockable front door
  • isn't empty or awaiting sale or derelict or undergoing structural work
  • is in good condition and is built of brick, stone or concrete with a roof of slate, tile, asphalt, metal or concrete
  • isn't left unoccupied for more than 60 days in a row
  • is your main domestic residence and is not a second property e.g. a holiday home
  • hasn't suffered from structural movement, subsidence, landslip or heave
  • isn't used for any business purposes
  • will not cost more than £1,000,000 to rebuild and its contents will not cost more than £150,000 to replace
  • isn't in the Channel Islands or the Isle of Man
  • isn't a listed building and has no more than 7 bedrooms
  • isn't within a block of flats unless you require contents only cover
  • hasn't suffered from flooding and is not located in an area which is under either a flood warning or severe flood warning issued by the Environment Agency
About you:
  • you haven't had more than 2 claims in the last 36 months
  • you haven't been convicted of any non motoring criminal offence in the last 5 years

Apply Now

LV (Liverpool & Victoria) as the UK's largest friendly society don't have to answer to external shareholders so they can offer high quality buildings and home insurance at a competitive price.



Liverpool & Victoria LV home contents and buildings insurance.