Over 50 Life Insurance Cover.

The Over 50’s life cover insurance plans mentioned below are specifically designed for the over 50’s, and subject to the terms and conditions of the company will provide a cash lump sum when you die.

The lump sum payable on death can be used towards your funeral expenses, unpaid bills or as gift to your children or grandchildren. Typically Over 50s life cover insurance plans offer guaranteed acceptance for UK residents and no medical or health assessment when you apply and will payout on death after 2 years premiums have been paid. Some also offer what are termed FREE Welcome gifts like M&S Vouchers, Radios, Televisions, Shopping Vouchers and digital picture frames. It is important before applying to read the terms and conditions carefully to make sure you are aware of any restrictions.  


Sun Life Direct Over 50 Life Cover.

If you’re aged 50-85, from just £4 a month the Sun Life Direct Guaranteed Over 50 Plan could be right for you. It is an affordable way to leave your loved ones a fixed cash sum when you’re gone, either as a cash gift or to help towards funeral costs.

sun life over 50 life insurance

Asda has the only Over 50s life cover product in the UK that has an option to guarantee that you’ll never pay in more than you get out! No Medical required. It is a quick and easy way to get insurance cover and best of all, there no need for a medical - we guarantee to accept all UK residents aged 50 to 80. Cover from £5 a month, with the capped option starting from £14.59 a month. Free £30 Gift Card when cover starts. Cover is provided by LV=.

asda over 50 life insurance

Engage Mutual Over 50 life Cover.

Engage Mutual Over 50s life cover – guaranteed acceptance from just 27p a day!


If you’re thinking of leaving a cash lump sum after death, our over 50s life cover is a simple and straightforward plan and we guarantee to accept you without a medical. A cash lump sum could help your family cover some of the costs of outstanding bills, help with funeral costs or it could simply be something for them to remember you by. Please remember that this is not a savings plan and will only pay out when you die.

over 50s life cover at a glance:

great value cover

apply easily and securely online for a 5% premium discount

£250 FREE contribution towards your funeral with the funeral funding option*. Please remember this is not a funeral plan and would not necessarily meet the full cost of a funeral choose a plan which gives a free welcome gift: £30 M&S vouchers or a FREE digital radio or choose a plan that gives you 3 months cash back*

we guarantee to accept you without a medical

affordable life insurance for UK residents aged 50-80

over 50s life cover is available instantly online in most cases

* Terms and conditions apply.

engage over fifties life insurance

LV Over 50 Life Insurance Cover

Premiums start from only £5 per month, that’s 17p per day. There are no medical or health questions to answer and acceptance is guaranteed as long as you are aged 50-80 and live in the UK. If you die within the first 12 months, depending on the circumstances LV may only pay out the premiums you have paid, without interest.

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over 50 life cover insurance. rias