Virgin launched home insurance in May 2004. Virgin Money was named among the top UK companies to work for,
as voted by employees, in the Sunday Times Top 100 awards. Whether you are looking for contents insurance, buildings insurance
or a combined policy Virgin will search a panel of home insurers to find you the policy that is right for you.
Virgin Home Insurance
will cover the key things you’d expect plus In addition, your policy includes all of the following as standard:
Virgin Home Contents
Automatic 10% cover increase for Christmas and Family Weddings
Download cover up to £3,000
Replacement locks if your keys are lost
Spoilage of food in your freezer (up to £1,000)
Virgin Buildings cover includes:
Damage to the structure of your home, including fixtures and fittings
Alternative accomodation following an insured
Costs for tracing and accessing leaks in underground pipes and cables.
To qualify for Virgin home insurance your home must be occupied solely by you and your family members and
be within the boundaries of the United Kingdom, be your permanent residence, i.e. it is not used as a weekend, weekday or
holiday home, not be left unoccupied for more than 30 Consecutive days a year, be in a good state of repair and will always
be maintained as such, be of standard construction, i.e. built of brick, stone or concrete, the roof must be constructed of
slate or tile and have no building work in progress, be situated more than ¼ mile from the nearest river, watercourse,
sea, lake, reservoir, cliff, quarry or other excavation, be in an area free from flooding and never suffered from flooding,
be free from signs of subsidence, heave or landslip, neighbouring subsidence or past or present subsidence, be used for residential
purposes and not used for in any part for business trade or profession, other than occasional clerical work, and no clients
and/or customers visit.