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It’s never too late to plan for your
future and take out life insurance, but as you get older you may find it more difficult to get the cover you want, particularly
if you’re in poor health or have suffered a serious illness. Maybe your house is paid off and your kids have graduated
from college, but you still want your spouse to be taken care of. You might also be concerned about your family’s ability
to pay your debts or funeral costs if you weren’t around. You may even wish to provide an estate to your children or
grandchildren. There are many reasons for people over 50 to take out life insurance. Unlike traditional life assurance, you
can get covered with the LV 50 Plus plan regardless of any current health issues. You don't have to complete a lengthy
questionnaire or take a medical before you get cover from LV.LV started in 1843 as Liverpool Victoria and in 2007 became LV. As a mutual, they do not have to answer to external
shareholders as they are owned by the policyholders.
To qualify for the LV over 50s life insurance plan you must be a UK resident (not the Channel Islands or Isle of
Man) and you must be aged 50 to 80.
Summary - No medical or health questions
- Guaranteed acceptance (conditions apply)
- *Choose a free gift when your plan starts
- Get
an extra 10% with the LV Funeral Benefit option
- The 50
Plus plan is member conferring so that you become a member of LV
- Your family will get a cash lump sum to help with funeral expenses and unpaid bills
- The guaranteed sum could also be a gift for your grandchildren
- Get up to £25,000 of cover
- Cover from just
£5 a month
- The amount of cover depends on your age and gender
- Your spouse or partner can also apply
- Cover continues for free when you're 90
- LV claims process is simple and efficient
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