Sun Life Direct Guaranteed Over 50 Plan.

Sun Life Direct - Guaranteed Over 50 Plan

Provided you’re aged 50 – 85 and a UK resident, we guarantee to accept you.

No need for a medical or health questions.

A fixed cash sum will be paid out on your death as long as you’ve been paying into the Plan for at least two years.

If you die in the first two years, we’ll pay back all the premiums paid, plus half as much again.

You can choose any premium from £4 to £74 a month, subject to a maximum life cover limit of £25,000.

The premium you choose will never go up and your cover will never go down, however, because the cash sum is fixed, inflation will reduce its value over time.
You simply need to keep paying in every month throughout your life or your cover will end and you won’t get anything back. Depending on how long you live, you could pay in more, than is paid out.


The first month’s premium is free.

You get a welcome gift when you take out a Plan.

Guaranteed life cover from a name you can trust.

Sun Life Direct is the UK’s most popular choice for over 50’s life cover plans*.
Their most popular plan is the Guaranteed Over 50 Plan which is available to anyone aged 50-85.

The Guaranteed Over 50 Plan provided by AXA Wealth Ltd trading as Sun Life Direct offers you life cover for the rest of your life from just £4 per month – that’s just 14p a day. There’s no medical and no questions about your health, or your family’s medical history. Your acceptance is guaranteed!

What will I be covered for?
Sun Life Direct guarantees to pay a fixed cash sum on your death after you’ve had the Plan for two years. All they ask is that you keep paying your premiums for life, as if you stopped paying your cover would end and you wouldn’t get anything back. You should also be aware that depending on how long you live, you could pay in more than the cash sum paid out.Your cover will never be reduced, that’s a promise, although as the cash sum is fixed, inflation will reduce its value over time. Your cash sum will depend on whether you are male or female, your age and the premium you choose.To find out more and get a personal quotation, visit

* Most popular whole of life guaranteed acceptance plan bought directly. ABI statistics, Q1–Q4 2011

Last update 10th December 2012.