|Saga Life Insurance is available to
those aged between 50 and 85 who live in the UK and , regardless of any existing medical conditions and receive all these
acceptance without the need for any medicals or health questions when you apply online.
Get life cover with premiums starting from £10 per month.
Premiums are fixed as Saga
guarantee never to increase them but remember that Inflation will, over time, reduce the buying power of the cash lump sum paid out on your
is because, as the cost of goods and services goes up, your cover will stay the same and
therefore the same amount of money will buy less in the future.
At the anniversary of your Saga Life Insurance policy following your 90th birthday there are no further premiums
to pay, but your cover will continue for the rest of your life. Please note that, depending on how long you live, the amount
you pay for your policy may exceed the amount paid out.
Unlike some over 50s life plan insurers, who do not pay out until you have had a policy for two years, Saga
pays the full cash amount if you die after just 12 months of taking out a policy. If you die within the first year, Saga will
return all the premiums paid, unless you die as a result of an accident, in which case the guaranteed cash lump sum will be
paid.Choose to use your Saga Guaranteed Life Insurance
to help pay for your funeral costs and The Co–operative Funeralcare will make a further £250 contribution towards
the costs with no cost to you.
Get a £50 M&S
Voucher when you take out Saga Guaranteed Life Insurance.*
Saga offer guaranteed life insurance underwritten by Prudential Assurance Company Limited
and administered by Prudential Health Services Limited, trading as PruProtect.
M&S voucher offer is only available to new Saga Guaranteed Life Insurance customers who haven’t previously held
a policy and it may be withdrawn at any time. Vouchers sent within 28 days of receiving your third premium. If you cancel
your policy Saga reserve the right to reclaim the value of the vouchers issued.